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© 2019 Peristyle Private Wealth

Check the background of your financial professional on FINRA's BrokerCheck

Securities Offered Through LPL Financial, member FINRA/SIPC. Investment Advice Offered Through GWM Advisors, a Registered Investment Advisor. GWM Advisors and Peristyle Private Wealth are separate entities from LPL Financial.

The LPL Financial representatives associated with this website may discuss and/or transact securities

business only with residents of the following states: LA, MS, NM, and TX.

GWM ADVISORS is a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where GWM Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for information purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by GWM Advisors unless a client service agreement is in place.

Life Transitions

Helping to Manage Expected & Unexpected Life Transitions. Together. 

One of the few certainties in life is that very little will remain the same for an extended period of time. As such, you don't have to go it alone when it comes to managing life transitions. 

In fact, if you are facing a transition it can be very beneficial to enlist the help of financial experts who can help put more context around your situation, buffer confusion, and help you devise a coherent game plan to navigate your life and finances in a positive direction.

WE CAN HELP WITH TRANSITIONS SUCH AS:

(Click on each above for more information)

or

SCROLL BELOW FOR EXAMPLES OF LIFE TRANSITIONS AND HOW WE CAN HELP.

RETIREMENT PLANNING/INCOME:

Planning for, and living through, retirement can present a variety of changes related to how one spends their time, generates income, and prepares for this phase of life.

Common Questions:

"How much income do I need to maintain my lifestyle?"

"Where could this income be derived? Tax-Free Bonds? Annuities? Pensions? Social Security?

"When is the right time to retire?"

 

"Should I work part-time?"

Peristyle is here to help you answer many of these questions and put together a game plan that takes into consideration your needs, your goals, and your values.

 

 

SALE OF A BUSINESS:

When contemplating the possible sale of a business it is important to consider a variety of factors.

 

Questions that we can help you with include:

"Is a family member really best suited to take control of this enterprise?"

"What considerations should I weigh when exploring being bought out by a strategic competitor vs. a private equity firm?"

"What are the pros and cons of utilizing an investment banker?"

"Should I sell part of my equity or all of it at once?"

"How should the resulting liquidity be managed and how will it affect my estate plan and lifestyle?"

Peristyle is here to help you answer many of these questions and put together a game plan that takes into consideration your needs, your goals, and your values.

 

GROWING A FAMILY:

When it comes to growing a family, no parent is ever given a definitive guidebook on how to manage life when they leave the hospital for the first time with their newborn child. Instead, alongside the tremendous sense of pride and wonder, it is common to also experience a great deal of worry and concern about how best to provide for your family.

 

Many of the questions that cause concern center on financial decisions such as:

 

"How will we pay for school or daycare needs?

"How do we save for his/her college?"

"Do we need a larger home and can we afford it?

"Is this a time to review insurance options to potentially protect my family should something happen?  

Peristyle is here to help you answer many of these questions and put together a game plan that takes into consideration your needs, your goals, and your values.

 

SUDDEN WEALTH/WINDFALL:

The appearance of sudden wealth or a windfall has the potential to dramatically affects one's life, both positively and negatively.

 

While it is believed that as many as 70% of people who receive a financial windfall will deplete the entire amount within a matter of years, enlisting seasoned financial professionals to help you develop a game plan may mitigate a variety of risks associated with your newfound wealth and help you to position yourself and your family for new opportunities.

 

Common sources of sudden wealth include:   

  • Inheritances

  • Insurance Policy Payouts

  • Legal Settlements

  • Sales of Businesses

  • Lottery or Gambling Winnings

Peristyle is here to help you answer many of these questions and put together a game plan that takes into consideration your needs, your goals, and your values.

 

CHANGE IN EMPLOYMENT:

Career paths rarely follow a straight, predictable line. More often than not, we climb different walls throughout our careers; pivoting when necessary. 

Whether you are contemplating a career change, facing a strategic shift, or moving onwards and upwards, a spot- check of how you are progressing towards your goals can be helpful as you retool and adjust. 

Also, if you have changed employment while participating in an employee sponsored retirement plan like a pension, 401(k), or 403(b), you may want to review your options as to whether or not your assets should remain in those accounts and how they factor into your overall financial plan. 

Peristyle is here to help you answer questions related to your employment situation while putting together a game plan that takes into consideration your needs, your goals, and your values.

CHANGE IN MARITAL STATUS:

When charting a new course forward as a result of a change in your marital status, quick decisions made without the help of an experienced guide may yield unwanted results.

 

During this time of change, it can be critically important to take full stock of what it all means, how you go about your finances, and how you refocus on your goals and your dreams.

Common Questions:

 

"How do I manage the parts of my finances that I'm not used to dealing with?" 

"Who do I designate as beneficiaries of my retirement plans and insurance policies?

"Should I update my Will/Estate Plan?"

"What challenges & opportunities await me?"

"What are my priorities?" 

Peristyle is here to help you answer many of these questions and put together a game plan that takes into consideration your needs, your goals, and your values.

 
 

LOSS OF SPOUSE/PARTNER:

Whether expected or unexpected, the loss of a spouse or life partner is a particularly difficult circumstance, both emotionally and financially. While there are often many important financial and personal decisions that must be made during this time of loss, you do not have to go it alone.

By enlisting competent and compassionate professionals to help you navigate this transition, many of these difficult decisions can be made easier. 

At Peristyle, we are here to listen to your concerns while offering thoughtful guidance designed to help you navigate this difficult time so that you can come out of the other side knowing that you made sound decisions and have a partner you can trust.

Talk with us about how to put together a game plan that takes into consideration your needs, your goals, and your values.